17 June 2018

KingCast, Mortgage Movies and Stafne Law Consulting Present: The Torrens Act & More SPS Foreclosure Fraud.


In yet another Select Portfolio debacle we see them dodging regulation interrogatories that allegedly indicate that much of the lending mechanisms behind the entire banking and mortgage infrastructure may be a complete nullity.

This is a long post but you need to read and to digest it all because it is a Game Changer. 

Take your time -- and note that I will be posting a set of Interrogatories with respect to 12 CFR 211.6 by Monday morning, 18 June 2018.

ran video of them losing on Summary Judgment in a foreclosure case three (3) years ago, in 2015.


Mind you, this was after their attorneys had filed a specious Removal Notice against Marilynn Shcolnik, a frail, elderly handicapped woman. I was there to document all of it on video (Top video, above).

........much as this case will be a segment on my upcoming TV show. More on this later.

What is at stake here is a fundamental interruption of the way The Game is played. Fast forward three years to 2018 and there are some basics to understand:

I. You can file a Torrens Action in Washington State to Compel the Registry of Deeds to correct errors in your Chain of Title. At least for now. Writes Stafne Law Advocacy and Consulting in a recent Journal Entry:
If you own a home in Washington State, and you want to protect your investment, our recommendation is that you need to take action NOW, before the Washington State Association of County Auditors (WSACA) gets its wish, and they are successful in getting the legislature to repeal RCW 65.12 Registration of Land Titles, or more commonly known as the Torrens Act. Two bills were proposed this past year, HB 2204 and HB 2315, to do just that, and you can be sure that it will be revived again this next year, as it is identified as one of WSACA’s legislative priorities. 
There is an existing Complaint filed in Mason this year: Singleton v. West Valley Associates et al. Read it here.

***********

Now we come to the case at bar, which mirrors that of Singleton. It will be filed soon too. The homeowner told me:

"The registrar should really remove [the false encumbrances] on the basis that it is fraud and and there are two state supreme Court cases stating that G. Hernandez was never an employee of MERS and MERS had no authority to assign anything for New Century." (KingCast/Mortgage Movies note: See the purported corporate Assignment dates 15 July 2010 -- the height of the fraud).

Meanwhile New century never assigned the mortgage to anyone else so no one has authority to assign afterwards.....

************

II.   12 CFR forbids the banks from extending (with exception of local credit unions) from extending credit or loaning money in the states. I have been hearing this lately and it seems so simple but hard to believe but the plain language is right there. 

12 CFR 211.6 - Permissible activities of Edge and agreement corporations in the United States.

Yet this is what allegedly has happened in many cases, a few of which I will be watching right here in Washington. The Homeowner writes:
"They evade, ignore and bully. We sent these banking regulations to SPS and they responded saying that they were not a bank so therefore those regulations did not apply to them but they're collecting on behalf of Deutsche Bank (allegedly, we've yet to see anything substantiating that claim) and proceeded to tell us that according to their records our account has been referred to an attorney for legal action and a foreclosure sale is set for June 29th as a means to bully and intimidate but the attorney's office and trustee company they are referring to filed  chapter 7 bankruptcy in April of this year.  
Shortly after we received the response from SPS an associate from our attorneys office found a new appointment of successor trustee executed by Deutsche Bank to Quality loan services for them to start foreclosure. Why wouldn't SPS execute the appointment of successor trustee as they've executed the previous three unless it scared the hell out of them? I've sent those same interrogatories to Deutsche Bank and they never responded. Now Quality Loan Services is attempting foreclosure and has served us with a notice of foreclosure before they ever issued a notice of default and have failed to give us 30 days to dispute their claim under the FDCPA and Quality Loan Services from my understanding has already been sanctioned by Washington State AG Ferguson yet they still continue business as usual.
Q: So you have two issues. The 12 CFR issue and the ReconTrust/Chain of Title issue? 

A:  Yes. 
"New Century never assigned the mortgage to anyone else and then went bankrupt in April 2007 and went out of business while continuing to take our payments for an additional three months after they filed bankruptcy and MERS cannot assign anything. Especially on behalf of a defunct New Century. We have a copy of an order from the US bankruptcy court that revoked MERS executory power to assign anything on behalf of New Century that was in effect years before this MERS assignment was filed against our property title. 
So they had no authority to assign (and definitely not 3 1/2 years later) and then on top of it the MERS assignment was executed by the infamous G. Hernandez who I believe was the subject in the Bain v Metropolitan Mortgage Group and Bradburn v Recontrust cases and who was declared to never have been an employee for MERS as well as the fact that Washington AG Rob McKenna kicked ReconTrust out of the state for unlawful business practices so that in itself should also void any contracts or filings within the state. This whole situation has never been a matter of just not paying our mortgage. 
We paid faithfully until we no longer knew who to pay and then after a substantial amount of time passed several servicer's came out of nowhere demanding that we pay them some outrageous amount of money including excess fees and penalties. One of which started foreclosure against us before ever notifying us they were the servicer and we offered to pay but they had tacked on so many penalties there was no way that we could pay the amount they wanted and they refused to take the payments from between New Century and them. The rest of the servicer's alleging claim to our mortgage continued in the same pattern before providing anything to substantiate their claim of ownership. SPS's recent letter stated that we are in default as of March 2012 yet all of the previous correspondence between them and our attorney stated that we were in default from July 2007 and when our prior attorney asked for proof of their advances to the alleged trust they're claiming they are collecting on behalf of they sent correspondence indicating that all of the advances occurred on May 30th of 2017 backdating all the way to 2007 so which is it? 
The homeowner continues:
"When we tell our story people always say "wow that is so crazy" but if people truly knew how common our situation really is they wouldn't be so shocked by the details and maybe as a whole we could get some reform passed to where millions of homeowners wouldn't be unlawfully kicked out of their homes. We know a wonderful couple who are going through the same situation. They had the same New Century Mortgage with a MERS assignment years later. Their property has been in the husband's family for over a hundred years and this is where he grew up as a child and it's extremely sentimental to him and they're fighting being evicted from their property that was illegally foreclosed on. We also have a friend from high school who has 3 young children and she's been battling cancer for years and recently lost her home. It's totally heartbreaking " 
KingCast note: See the purported Assignment dated 15 July 2010 involving one G. Hernandez on behalf of MERS as thumbnail.

KingCast note: See also the overturned Foreclosure sale in Bradburn v. ReconTrust in my Scott Stafne for Congress Mortgage Movies Journal Entry (also top video to this Journal Entry).

KingCast, Mortgage Movies and Stafne Law Consulting Present: The Torrens Act & More SPS Foreclosure Fraud.


In yet another Select Portfolio debacle we see them dodging regulation interrogatories that allegedly indicate that much of the lending mechanisms behind the entire banking and mortgage infrastructure may be a complete nullity.

This is a long post but you need to read and to digest it all because it is a Game Changer. 

Take your time -- and note that I will be posting a set of Interrogatories with respect to 12 CFR 211.6 by Monday morning, 18 June 2018.

ran video of them losing on Summary Judgment in a foreclosure case three (3) years ago, in 2015.


Mind you, this was after their attorneys had filed a specious Removal Notice against Marilynn Shcolnik, a frail, elderly handicapped woman. I was there to document all of it on video (Top video, above).

........much as this case will be a segment on my upcoming TV show. More on this later.

What is at stake here is a fundamental interruption of the way The Game is played. Fast forward three years to 2018 and there are some basics to understand:

I. You can file a Torrens Action in Washington State to Compel the Registry of Deeds to correct errors in your Chain of Title. At least for now. Writes Stafne Law Advocacy and Consulting in a recent Journal Entry:
If you own a home in Washington State, and you want to protect your investment, our recommendation is that you need to take action NOW, before the Washington State Association of County Auditors (WSACA) gets its wish, and they are successful in getting the legislature to repeal RCW 65.12 Registration of Land Titles, or more commonly known as the Torrens Act. Two bills were proposed this past year, HB 2204 and HB 2315, to do just that, and you can be sure that it will be revived again this next year, as it is identified as one of WSACA’s legislative priorities. 
There is an existing Complaint filed in Mason this year: Singleton v. West Valley Associates et al. Read it here.

***********

Now we come to the case at bar, which mirrors that of Singleton. It will be filed soon too. The homeowner told me:

"The registrar should really remove [the false encumbrances] on the basis that it is fraud and and there are two state supreme Court cases stating that G. Hernandez was never an employee of MERS and MERS had no authority to assign anything for New Century." (KingCast/Mortgage Movies note: See the purported corporate Assignment dates 15 July 2010 -- the height of the fraud).

Meanwhile New century never assigned the mortgage to anyone else so no one has authority to assign afterwards.....

************

II.   12 CFR forbids the banks from extending (with exception of local credit unions) from extending credit or loaning money in the states. I have been hearing this lately and it seems so simple but hard to believe but the plain language is right there. 

12 CFR 211.6 - Permissible activities of Edge and agreement corporations in the United States.

Yet this is what allegedly has happened in many cases, a few of which I will be watching right here in Washington. The Homeowner writes:
"They evade, ignore and bully. We sent these banking regulations to SPS and they responded saying that they were not a bank so therefore those regulations did not apply to them but they're collecting on behalf of Deutsche Bank (allegedly, we've yet to see anything substantiating that claim) and proceeded to tell us that according to their records our account has been referred to an attorney for legal action and a foreclosure sale is set for June 29th as a means to bully and intimidate but the attorney's office and trustee company they are referring to filed  chapter 7 bankruptcy in April of this year.  
Shortly after we received the response from SPS an associate from our attorneys office found a new appointment of successor trustee executed by Deutsche Bank to Quality loan services for them to start foreclosure. Why wouldn't SPS execute the appointment of successor trustee as they've executed the previous three unless it scared the hell out of them? I've sent those same interrogatories to Deutsche Bank and they never responded. Now Quality Loan Services is attempting foreclosure and has served us with a notice of foreclosure before they ever issued a notice of default and have failed to give us 30 days to dispute their claim under the FDCPA and Quality Loan Services from my understanding has already been sanctioned by Washington State AG Ferguson yet they still continue business as usual.
Q: So you have two issues. The 12 CFR issue and the ReconTrust/Chain of Title issue? 

A:  Yes. 
"New Century never assigned the mortgage to anyone else and then went bankrupt in April 2007 and went out of business while continuing to take our payments for an additional three months after they filed bankruptcy and MERS cannot assign anything. Especially on behalf of a defunct New Century. We have a copy of an order from the US bankruptcy court that revoked MERS executory power to assign anything on behalf of New Century that was in effect years before this MERS assignment was filed against our property title. 
So they had no authority to assign (and definitely not 3 1/2 years later) and then on top of it the MERS assignment was executed by the infamous G. Hernandez who I believe was the subject in the Bain v Metropolitan Mortgage Group and Bradburn v Recontrust cases and who was declared to never have been an employee for MERS as well as the fact that Washington AG Rob McKenna kicked ReconTrust out of the state for unlawful business practices so that in itself should also void any contracts or filings within the state. This whole situation has never been a matter of just not paying our mortgage. 
We paid faithfully until we no longer knew who to pay and then after a substantial amount of time passed several servicer's came out of nowhere demanding that we pay them some outrageous amount of money including excess fees and penalties. One of which started foreclosure against us before ever notifying us they were the servicer and we offered to pay but they had tacked on so many penalties there was no way that we could pay the amount they wanted and they refused to take the payments from between New Century and them. The rest of the servicer's alleging claim to our mortgage continued in the same pattern before providing anything to substantiate their claim of ownership. SPS's recent letter stated that we are in default as of March 2012 yet all of the previous correspondence between them and our attorney stated that we were in default from July 2007 and when our prior attorney asked for proof of their advances to the alleged trust they're claiming they are collecting on behalf of they sent correspondence indicating that all of the advances occurred on May 30th of 2017 backdating all the way to 2007 so which is it? 
The homeowner continues:
"When we tell our story people always say "wow that is so crazy" but if people truly knew how common our situation really is they wouldn't be so shocked by the details and maybe as a whole we could get some reform passed to where millions of homeowners wouldn't be unlawfully kicked out of their homes. We know a wonderful couple who are going through the same situation. They had the same New Century Mortgage with a MERS assignment years later. Their property has been in the husband's family for over a hundred years and this is where he grew up as a child and it's extremely sentimental to him and they're fighting being evicted from their property that was illegally foreclosed on. We also have a friend from high school who has 3 young children and she's been battling cancer for years and recently lost her home. It's totally heartbreaking " 
KingCast note: See the purported Assignment dated 15 July 2010 involving one G. Hernandez on behalf of MERS as thumbnail.

KingCast note: See also the overturned Foreclosure sale in Bradburn v. ReconTrust in my Scott Stafne for Congress Mortgage Movies Journal Entry (also top video to this Journal Entry).

12 June 2018

KingCast and New York Times See Fun Times in Singapore.... But Who Got Noodled?

Singapore noodles from my living room and Yang's Noodle House.

From today's NYTimes Editorial

It sure looks as if President Trump was hoodwinked in Singapore. 

Trump made a huge concession — the suspension of military exercises with South Korea. 

That’s on top of the broader concession of the summit meeting itself, security guarantees he gave North Korea and the legitimacy that the summit provides his counterpart, Kim Jong-un. 

Within North Korea, the “very special bond” that Trump claimed to have formed with Kim will be portrayed this way: Kim forced the American president, through his nuclear and missile tests, to accept North Korea as a nuclear equal, to provide security guarantees to North Korea, and to cancel war games with South Korea that the North has protested for decades. 

In exchange for these concessions, Trump seems to have won astonishingly little. In a joint statement, Kim merely “reaffirmed” the same commitment to denuclearization of the Korean Peninsula that North Korea has repeatedly made since 1992. “They were willing to de-nuke,” Trump crowed at his news conference after his meetings with Kim. Trump seemed to believe he had achieved some remarkable agreement, but the concessions were all his own.

Within North Korea, the “very special bond” that Trump claimed to have formed with Kim will be portrayed this way: Kim forced the American president, through his nuclear and missile tests, to accept North Korea as a nuclear equal, to provide security guarantees to North Korea, and to cancel war games with South Korea that the North has protested for decades. 

 In exchange for these concessions, Trump seems to have won astonishingly little. In a joint statement, Kim merely “reaffirmed” the same commitment to denuclearization of the Korean Peninsula that North Korea has repeatedly made since 1992.
 
KingCast: I wonder if he got a side of Poke. I get mine at Central Market. Always make sure you leave the table with something extra, right.

KingCast Presents: A Fun Day Peppered with Variations on a Theme.

So, wow. Over the weekend much fun was had. OK first off there's Jen and Max loving on Peppers. Then there's Jen's tights. Gotta love it. In fact I believe she designed and built her entire ensemble that day.

Then there's a German Shorthair party:


The big one is Dalmatian/GSP.
Pepper is Blue Heeler/GSP.
The little one is Red Heeler/GSP.
 


11 June 2018

King County Sheriff Johanknecht to Speak on Detective Drawing Gun on Motorcyclist.


Request for Interview as to why King County Sheriff Mitzi Johanknecht actually REDUCED the punishment for a cop with a negative history who pulled a gun on a motorcyclist who may have been speeding. 

We don't know because the cop -- Detective Richard Rowe -- never issued a ticket for the predicate conduct allegedly set forth by one Alex Randall in the first place. I have already interviewed Sheriff Urquhart and Mr. Randall. Those interviews are also on YouTube. Stay tuned for what happens next and the final edit. 

So......In the words of the immortal Bobby Knight: "I am not here to fuck around this week. Now some of you may be... but I am not."

You want some law?  Well I hopped on Westlaw and got some law for ya. I'm not sharing all of it right now but here are a couple of cases.

Baird v. Renbarger (7th Cir)

This is the case at bar right here and the cases may be readily distinguished in favor of Mr. Randall.

State v. Belieu

    Supreme Court of Washington, En Banc.May 18, 1989112 Wash.2d 587773 P.2d 46


    07 June 2018

    KingCast Says CT AG George Jepsen is Still a Liar and Covering for Another Liar -- DSS Wonk Roderick Bremby -- on the Continuing Title XIX Malfeasance.


    Prologue:  Connecticut AG George Jepsen lying to avoid Rule 11 Sanctions. Video above.

    Usually it pays to circle back on a corrupt case a few years later to see how things are panning out. Well take a look at this one involving the litigation against CT Department of Social Services Director Roderick Bremby for noncompliance with Title XIX health care applications......

    So yes folks many years ago Negro Judge Alvin Thompson allowed Negro Defendant Roderick Bremby to get away with lying about the timeliness of our mother's Title XIX Application for full care.  Connecticut AG George Jepsen wa the conduit, by postulating a load of horse shit that the Court allowed in just to slam us. But our revised application was certainly submitted as complete, and then they ran well over the timeframe for completion so I sued to Intervene as a similarly-situated party and then the lies started.

    And Thompson's happy little white girl law clerk Jennifer Sykes was all part of it too. See video below. I could tell by the way she looked at me in the hallway she wished I had never filed. I could smell the hate surrounding her aura within 6 seconds.

    Anyway so several years ago the Settlement Agreement was put in place. And sure enough Negro Bremby has failed to meet the standard and is stalling for time to respond to the Show Cause Motion tendered last month by Counsel for Plaintiff Shafer.

    Anyway as to my Motion to Intervene Counsel for Plaintiff were none too supportive either so fuck them too.

    As I told all of these Establishment pawns today in an email:

    Subject: Shafer v. Bremby -- AG Jepsen still a goddamn liar 

    Fascinating. Still lying and frontin' after all these years. 

    Yah, I wasn't made to be constricted by the State or Federal Judiciaries. I was made to win few trials to prove that I know how to do it, document the bullshit, and then cover it in ways no one else ever will. 

    My new TV show starting this month is only the beginning. 
    https://tinyurl.com/y896use4 




    Ciao.

    01 June 2018

    KingCast Watches as Pepper Underfoot Teaches a 14 Week Puppy How to Play!

    My Baby Girl Pepper is a 2.5 y/o Heeler/GSP mix and turns out she's a great momma 
    or big sis buddy too. Watch her train this pup how to do it!

    BTW YouTube just made it more difficult to share a video via embed.
    WTF is the matter with them. So adverse to the user its sickening.

    29 May 2018

    KingCast Says Jimi Hendrix Lives on in Seattle with Trending Topic on Memorial Day!


    We salute the Flag just as much as we demand the Right
    to peacefully protest the transgressions of Justice that violate
    what the flag allegedly stands for.
     

    26 May 2018

    KingCast Says Seattle is Going to Hell in a Hand Basket. Meanwhile, an RCW §42.56 Public Records Request to City Attorney Pete Holmes on Multnomah County et al. v. MERS.


    Prologue: As my colleague Michelle Darnell aptly points out on her FB page, City Council doesn't mind skyrocketing rents and all of that stuff because the more money you make the busier you are, and you are likely working for an MNC and won't rock the system. The less money you have, the less opportunity you have to rock the system because you're worried about where your next meal is coming from. I think Kshama Sawant is one of the worst offenders when it comes to the banking and MERS. I congratulated her healthily years ago when she squared off and defeated Rich Conlin, and I did free videos for her campaign but now she will not say one damn thing about MERS publicly when she used to march and protest with us. I guess that doesn't look so good on her portfolio these days, right: 

    Proof: http://mortgagemovies.blogspot.com/2013/11/kingcast-and-mortgage-movies-applaud.html 
    Yah that's me standing behind Kshama's head.
    Do your Googling. Stay informed.
    There is a movie at the link above. Read the comments.
    Turns out I was wrong, and IrishSlave was right.
    He said "sellout or be crushed."
    I said "doubtful."

    1.800.SELLOUT

    Seattle is going to hell in a handbasket. The debacle and disrespect concerning Interim Police Chief Carmen Best is only a symptom.  Watch the top video for well-reasoned community uproar.

    I told you 4 years ago that Seattle had a burgeoning crime problem as our windshields were smashed, my bike lit on fire and a stalker roamed the streets of First Hill. My ex and I were assaulted by a mentally unstable person in our apartment building. Our dog was killed by an unscrupulous day care owner while local municipalities largely turned a blind eye. We had to sue (KOMO coverage). Rest and Play in Peace Livi the Wonderdog, we love you.

    Now we have opioids in our mussels, people stealing mail by the bushel in Queen Anne, dead people showing up on our public streets in Ridgecrest, a community-minded woman stabbed 60 times allegedly by her deadbeat housemate and a woman raped at a local Volkswagen dealer. 

    GO FUND ME PAGE.


    We all know and love this woman. I don't advocate violence but yah I want to kill the guy; at least punch him in the throat and break his windpipe but I digress. That won't help her heal and she is an amazing person and we wish her nothing but the best in her recovery. But even if we did not know her, this is a post I have been waiting to write for a few days now, ever since returning from two multi-city jaunts in the past month in my former cites of Atlanta, Cleveland, Dallas and several more airports to boot:


    When I return to Seattle I feel that the City has lost its harmonic or hormonal balances. There is so much rampant homelessness and mental illness around here it's post apocalyptic. I can't put my finger on it but I feel it is the presence of The Devil. I am definitely on an Exit Seattle plan in the next two years. Just spoke to an old mortgage and radio friend of mine who moved to Arizona recently. She couldn't be happier. I won't be going anywhere near Sheriff Joe's Maricopa County, but there are many other possible venues in AZ and beyond that are not poisoned by the seed of the Devil, IMO. That's all I'm going to say. The crime statistics say the rest.


    PS: Meanwhile City Council continues to ignore the possibility of suing Mortgage Electronic Registration Services to help pay for solutions to the homeless epidemic. This in spite of the fact that our tax dollars were paid to my colleague Marie McDonnell to conduct a study of the King County Recorder's Office. She recommended suing MERS but I had to leak the study (The David Dayan Intercept story and report) because they refused to provide it and with the exception of Nick Licata they all refused to even allow her to present her findings in public.


    Meanwhile Multnomah County -- Portland -- sued MERS and collected $9M. King County is three times the population so we are turning down approximately $25M there, and then eleven other Counties have sued MERS in Oregon as well, still pending. So next week I am going to print this journal entry out and return to City Council and demand all public records where City Attorney Pete Holmes or any City Councilors individually or collectively studied the possibility of suing MERS and the reasons why they have thus far decided not to do so. 


    If they claim that there are no responsive documents then I want a written explanation from Attorney Holmes as to why he is not working the the County or others to sue MERS.  I like Pete. In general I think he's a good City Attorney. But I have no sacred cows and I'm going to ask the difficult questions. It's what I do.


    Now Tim (Burgess) et al, y'all can be as mad as you want to be with me, but I'm not the problem I'm only a messenger.  And long after I roll out of here the words falling out of my mouth will echo across your individual and collective conscience for the rest of your lives. Every time you walk into that Council Chamber you will remember I told you so.  Remember that.